You work your fingers to the bone daily, thinking that when retirement comes, it will be time for you to relax and be worry-free. You’ve already envisioned yourself enjoying vacations with your family and friends, starting up a hobby or visiting certain places that aren’t within your budget when you were still working for your… read more

The ability to provide fair and reliable long term care insurance quotes online makes an insurance company more trustworthy.  Most Americans are seeking honest information on LTC before deciding on purchasing a policy.  Extensive information has a big influence on an individual’s choice for it supplies them the details of LTC health insurance and the basics… read more

The state of Massachusetts has at least 930,000 residents aged 65 and older. According to the estimates of the U.S. Department of Health and Human Services, around 651,000 (70%) of them will need long term care at some point and 372,000 (40%) will have to receive care in nursing homes. With these many people who… read more

Less than two decades from now, the number of Americans aged 65 and older will double from 8 million to 16 million. The U.S. Department of Health and Human Services reported that at least 7 in 10 of them will develop a condition that would make long term care necessary. With this many people who… read more

Adult day care centers (ADCC) are non-residential facilities that provide social support and assistance in performing daily activities such as dressing, bathing, eating, toileting, continence and transferring for people who can’t perform them on their own. These centers are great help for people who want to grow old in the comforts of their homes. Aside… read more

The search for a senior care community for an aging parent or both parents is very similar in nature. Although, there are some challenges involved when searching for the most fitting senior living options for a couple, which prevent families from seeking options even if it is the most viable option. In most cases, the… read more

In the study “Examining Differences in Death Rates for Medicaid and Non-Medicaid Nursing Home Residents,” Dr. Jennifer Troyer of University of North Carolina disclosed that the mortality rate of Medicaid patients is 14.8% higher than the mortality rate of private-paying residents. Although the high death rate can be caused by other factors, it could still… read more

Most Americans today are not prepared to pay for long term care thinking that the government will pay everything for them. The truth is, it’s not that reliable like what everyone thinks. As a matter of fact, Eric Henderson, the Senior Vice President at National Financial, said that Americans shouldn’t rely on Medicaid or Medicare…. read more

According to the most recent UBS Wealth Management Americas report, 42% of wealthy older adults are afraid that they will become a burden to their children later on while 34% says they are afraid of surviving on life support and 15% fear living in a nursing home. These wealthy seniors prefer not to ask the… read more