Blog

Still looking for the right long term care payment option for you? ALTCP can help you find the perfect coverage by giving you a side-by-side comparison of quotes from top insurers when you shop for quotes now. No commitment, it’s your call! One question that Americans are itching to know is whether Medicaid pays for… read more

Let ALTCP help you find the best long term care insurance perfect for your future long term care needs by requesting for no-obligation quotes now.   Short term care insurance is taking the insurance market by storm. But does it offer real value to policyholders and can be considered as a substitute to long term care… read more

Longevity might be a dream come true for some. People envisioned longer life expectancy to be the best time for them to do things they haven’t done while they were working, enjoy leisurely trips, move to their dream home or spoil themselves once in a while. But for others, it’s a dream gone awry. Why?… read more

Planning for long term care usually starts with the conversation among family members that revolves around designing the policy according to their needs, exploring policy features and finding reliable insurers. Most often than not, individuals miss out two important things, their health history, and underwriting. There are a lot of individuals who want to get… read more

Long term care insurance has been on the market for more than 30 years. Unfortunately, only a few Americans who need coverage have a policy. In fact, according to the 2017 Insurance Barometer study of LIMRA, out of 57% said they need long term care insurance only 14% have a policy.     As the… read more

  Women struggle to save for retirement. In fact, only 12% of working women are very confident that they will have a comfortable retirement. In case, women are forced into retirement sooner than expected, 64% of them do not have a backup plan for retirement income. These are just select findings from a recent survey… read more

Long term care insurance helps in securing your future and protecting your family from the exorbitant cost of nursing homes, assisted living facilities and other forms of long term care. But nothing is more important than applying for long term care insurance claims, getting approved and using all your benefits. According to this article by… read more

Americans 65 and above will require some form of long-term care according to ALTCP ltc statistics. These people who are 65 and above is projected to balloon from 46 million today to over 98 million by 2060. This report by the Population Reference Bureau (PRB) in the U.S demographic shift gives us a peak of… read more

Americans have individual life insurance with a total face value of $12 trillion according to the recent survey of American Life Insurers. However, there are instances wherein policyholders no longer need either life insurance or annuity. Given the scenario today that more Americans are living longer and will more likely require long-term care, some policyholders… read more

  Life expectancy continues to grow over the years. In America, the average life expectancy is 79 years. Because of this, people turning 65 in today’s society have a 70% chance of eventually requiring some kind of long-term care support. A semi-private room at a nursing home averages to $82,125 a year. So, you could… read more