Should I Get Long Term Care Insurance? Top 10 Reasons to Buy a Policy Now [Infographic]

Last Updated On:   The youngest of the baby boomers are just a few short years from turning 65. However, the ongoing changes and the obvious struggles of the ones who retired before them have left the younger boomers hesitant to take the step. Perhaps, one of the biggest concerns on their minds right now… read more

Here’s what you are up against: Retirement expenses have sky-rocket to levels that are nearly impossible for many Americans to afford without any help. Comfortable retirement now appears to be a luxury that only the ultra rich can afford with ease. In fact, reports show that you would need $350,000 just to cover health care… read more

Delayed retirement is increasingly becoming popular among baby boomers, and it is primarily because of two reasons:   Longevity and the lack of retirement savings.   As many of you are aware of by now, turning 65 years old opens us to a great deal of uncertainty. Many are living longer lives than they initially… read more

Purchasing a long term care insurance policy is a necessity for many baby boomers at this point. However, the one question that remains in their minds: “What do we do about the substantial problems which come with securing this type of coverage?” We all know that the long term care is too expensive to fund… read more

Discussing the need for long-term care may be the last thing on your mind as you celebrate Fourth of July. After all, this is the time reserved for family and friends. However, as you all prepare for the festivities, we encourage you to use this time to discuss long term care options with your family… read more

Long term care insurance rates, policy types and coverage, retirement plans, and Social Security benefits—these are just a few of the aspects of boomer retirement Over the years, we have witnessed substantial changes in how older adults choose to retire and grow older. Their behavior in relation to aging and long term care has deviated… read more

Long-term care and retirement planning are two of the biggest challenges that baby boomers must overcome now. Yet, not many know how to navigate the process successfully.  As 10,000 individuals from this generation retire daily, the country is on the verge of what is being dubbed as the silver tsunami. The questions we now pose… read more

Having a comprehensive long-term care plan is necessary for every baby boomers without children today. If you look at the costs of all the care services in the country, you will find that even the lowest rates in the most budget-friendly states are not, well, cheap. These can amount to hundreds and thousands of dollars… read more

“How does long term care insurance work?” This is perhaps one of the biggest questions that baby boomers are struggling to answer. On the one hand, these policies provide comprehensive coverage that gives them the peace mind in knowing that their long term care needs are covered. It helps them sleep better knowing that they… read more

Long term care insurance is a big crux in every American Baby Boomer’s mind. Often, the questions range from, “What is it for?” to “Should I get long term care insurance?” And the answers to these questions may vary depending on the people they ask. It is a big challenge, and not many people really… read more