Long term care planning is absolutely necessary for Americans today. Because of recent developments and challenges thrown their way, so many individuals are at a high risk of facing long term care costs without the proper resources. From the lack of retirement savings to the escalating amounts of debt, so many Americans are transitioning into… read more

This month’s digest focuses on the different facets of aging in place. We have compiled 10 articles and studies by industry experts to explore the various parts of this growing trend across generations.     Aging in place is becoming the dream to achieve for most seniors and soon-to-be retirees. After all, who can deny… read more

Long term care insurance (LTCI) is a hot topic among generations. Is it or is it not a good type of coverage? Well, for the majority of current policyholders, this type of insurance seems to be doing the trick. Studies show that 90% of individuals covered by LTCI are satisfied with the costs, and 89%… read more

Caregiving can strengthen the bonds of relationships within the family. It can bridge gaps and heal decades-long conflicts through the connections that form during the care. However, it can also cause strains within the family. In marriages and relationships, no one really thinks of their partner caring for an aging parent until it starts happening…. read more

  Long term care is a growing problem in the United States. We have older individuals dipping into their nest eggs trying to contend with the high costs of care services. We see the elderly trying to find other means to support their needs because they have already outlived their savings. Access to long term… read more

Long-term care insurance is no joke. Many covet the benefits of long-term care insurance, but not all are too keen on the risks involved. A big factor in this hesitance is the notion that these insurance policies can empty their bank accounts. Yes, insurance policies cost money, but you do not have to be a… read more

Long-term care planning is an absolute necessity for all Americans. And contrary to popular belief, you do not have to wait until you are retiring to plan for it. Many Americans often make the mistake of delaying planning for long-term care because they think that they still have a few more decades to spare. Why… read more

A dance partner, a superhero, a confidant—Dad has played important roles in our lives. From broken toys to broken hearts, our fathers (and father figures) have always been our constant with his comforting smile and steady guidance. However, the reality of life is that this cannot last for as long as we all hope. Like… read more

When a choice has to be made, most of us would choose to have insurance for our home and car rather than buy long term care coverage. This is because we find it difficult to associate ourselves with old age, of which long term care is commonly linked. However, the odds of acquiring a debilitating… read more

Most of us are aware how crucial owning a long term care insurance policy is to have a secured life during retirement. However, we are often discouraged from buying one when we realize how complicated shopping for a policy can become. The expensive premiums, coupled by the number of additional riders offered by insurance companies,… read more