Once people hit the age of 65, long term care and all that comes with it suddenly shift to becoming a top priority. Questions, such as “Who will care for me when I’m older?”, “How much does long term care cost in this country?”, or “Will I still be able to live in my own… read more

Pay off student loans, day-to-day expenses, have enough money to cover rent—these are the major expenses that Millennials worry about when it comes to finances. With all of the demands and necessities needed to stay afloat in today’s world, who can blame them, right? However, there is one good investment that many of the younger… read more

A dance partner, a superhero, a confidant—Dad has played important roles in our lives. From broken toys to broken hearts, our fathers (and father figures) have always been our constant with his comforting smile and steady guidance. However, the reality of life is that this cannot last for as long as we all hope. Like… read more

Did you know that in the UK, the majority of the public do not have a solid retirement plan? According to a survey conducted by Franklin Templeton Investments, approximately 70% of savers in the UK do have an idea on how retirement should be, but haven’t formalized plans or written arrangements for it to happen…. read more

Women might be the primary providers of long term care but they are also its primary recipients. It is exactly for this reason why insurance companies decided to increase long term care insurance premiums for policies sold to women. In an article published by The Wall Street Journal, Steve Zabel, Genworth Financial’s senior vice president… read more

Retirement is a vast subject that often overwhelms people. There are myriad of factors to consider which discourage most Americans and thus they face the future with no retirement plan. People should start changing their attitude in order to live for a comfortable life after retirement. You might be wondering: “What are the steps when… read more

Long term care involves a wide range of services for people who need help in performing basic and instrumental activities of daily living (ADL) such as dressing, eating, moving around, toileting and bathing. According to the U.S. Department of Health and Human Services, 7 in 10 of those who survive to the age of 65… read more

Medicaid is a federal health assistance program administered at the state level for poor and indigent Americans. It can help pay for senior long term care. However, there are general, functional and financial requirements that must be met in order to qualify for benefits. General Requirements As a general rule, Medicaid only grants benefits to… read more

Alzheimer’s disease is a progressive organic brain disorder that leads to the irreversible loss of cognitive abilities such as reasoning and memory retention. In year 2000, around 4.5 million Americans suffered from this disease and this number is expected to triple by year 2050 as the number of Americans aged 65 and older increase. People… read more