Protecting Assets from Nursing Home Costs in 6 Ways

Protecting assets from nursing home costs should be one of the pillars of retirement planning. Sad to say, many Americans have a blind spot for long term care costs. They underestimate the costs thinking that their savings will be enough to cover it.   Will it be enough?   Unfortunately, no.   Based on the… read more

  Halloween is an event that people of all ages look forward to. With all the spook-tastic activities lined up in different communities, it is sure to be an exciting time for families and friends! Elderly individuals are not exempted from the excitement and festivities. As long term care facilities and households gear up to… read more

Visiting your elderly parents in nursing home is a sure way to show your care and love for them. Spending time with your loved ones is rewarding, which leads to a myriad of health benefits. Apart from the joy they feel being with their family, aging parents avoid the feeling of social isolation, which prevents… read more

Planning for long term care always includes deciding where you want to be cared for. Many choose to stay at home and receive the care from a loved one, while a good number move into long term care facilities to receive specialized assistance that they need. We go through life planning for our lives when… read more

“My kids want to take me to a nursing home. Are they trying to get rid of me?”—often, this is the thought that comes to our minds when we have The Long Term Care Talk with our adult children. No one ever looks forward to moving to a long term care facility, and it always… read more

This week, we will be highlighting the challenges that individuals go through as they take on the role of caregiver. We will be sharing various accounts from caregivers themselves and the topics range from the different ways the care for their patients to the kind of care that they need in turn.   Five Medication… read more

Nursing homes provide a wide range of medical and long term care services that help people maintain the best level of functionality even if they are dependent to others for care. The following are some of the programs/services they offer. 1. Alzheimer’s and Dementia Program As most caregivers can attest, caring for a person with… read more

Alzheimer’s disease is a progressive organic brain disorder that leads to the irreversible loss of cognitive abilities such as reasoning and memory retention. In year 2000, around 4.5 million Americans suffered from this disease and this number is expected to triple by year 2050 as the number of Americans aged 65 and older increase. People… read more

The state of Massachusetts has at least 930,000 residents aged 65 and older. According to the estimates of the U.S. Department of Health and Human Services, around 651,000 (70%) of them will need long term care at some point and 372,000 (40%) will have to receive care in nursing homes. With these many people who… read more

Did you know that around 444,000 patients die every year because of medical malpractice? This is actually the third leading cause of death behind heart disease and cancer, and because of this, long term care providers are making prevention of these deaths as their top priority. As a matter of fact, about 60,000 of residents… read more