Years ago, buying long term care insurance is a tedious
process. If you want to compare prices, you have to call long term care
insurance companies one by one. Today, however, because of websites that
provide consumers with comprehensive information about long term care, it is
now easy to get long term care quotes from major insurance companies.
process. If you want to compare prices, you have to call long term care
insurance companies one by one. Today, however, because of websites that
provide consumers with comprehensive information about long term care, it is
now easy to get long term care quotes from major insurance companies.
Getting detailed and comparative quotes only requires 3
simple steps:
simple steps:
1.
Search for a reliable website that offers free
LTC quotes. The website https://www.altcp.org/ provides LTC quotes at no obligation to you. It also has wide range of
information for people who wants to plan for long term care and save on
premiums.
Search for a reliable website that offers free
LTC quotes. The website https://www.altcp.org/ provides LTC quotes at no obligation to you. It also has wide range of
information for people who wants to plan for long term care and save on
premiums.
2.
Fill up a short form. The website will ask you
some basic details such as your age and that of your spouse. These details are
necessary because the initial computation of your premiums will be based from
those details. Leave at least one contact information so a long term care
specialist can reach you.
Fill up a short form. The website will ask you
some basic details such as your age and that of your spouse. These details are
necessary because the initial computation of your premiums will be based from
those details. Leave at least one contact information so a long term care
specialist can reach you.
3.
A long term care specialist will call you and
discuss your policy options. If you prefer, the specialist can help you narrow
your choices by helping you understand your care preferences and needs. Based
on your chosen benefits, he will then provide you with comparative long term
care insurance quotes from different company. Once you have your comparative
quotes, compare the premiums charged by insurance companies. Choose a reliable
and trustworthy company that gives the most benefits at the lowest cost.
A long term care specialist will call you and
discuss your policy options. If you prefer, the specialist can help you narrow
your choices by helping you understand your care preferences and needs. Based
on your chosen benefits, he will then provide you with comparative long term
care insurance quotes from different company. Once you have your comparative
quotes, compare the premiums charged by insurance companies. Choose a reliable
and trustworthy company that gives the most benefits at the lowest cost.
Long Term Care Quotes Sample | ||||
Specifications | Company A | Company B | Company C | Company D |
Partnership Plan | Yes | No | Yes | Yes |
Daily Benefit | $250 | $200 | $250 | $250 |
Benefit Period | 3 years | 3 years | 3 years | 3 years |
Elimination Period | 90 days | 90 days | 90 days | 90 days |
Inflation Protection | 5% | 3% | 3% | 5% |
Home Care Benefit | 50% | 100% | 100% | 100% |
Shared Spousal Benefit | Yes | Yes | Yes | Yes |
Annual Premium | $1,600 | $1,500 | $1,500 | $1,600 |
Before buying, you must first check the background of the
insurance company you want to do business with. Make sure that they have good
financial standing. The last thing you want is to sign up with a company that’s
on the verge of bankruptcy. Furthermore, no matter how low their premiums are,
do not sign up with a company that has a long list of complaints and lawsuits.
Remember that how a company treats its current customers reflect how they will
treat you in the future once you become its customer too.
insurance company you want to do business with. Make sure that they have good
financial standing. The last thing you want is to sign up with a company that’s
on the verge of bankruptcy. Furthermore, no matter how low their premiums are,
do not sign up with a company that has a long list of complaints and lawsuits.
Remember that how a company treats its current customers reflect how they will
treat you in the future once you become its customer too.