What Does Long Term Care Insurance Cover?

Contrary to the popular belief, Medicare doesn’t pay for long term care, such as nursing home, home healthcare and other forms of long term care. In case you’ll need long term care in the future, you might end up outliving your retirement savings. Long term care insurance is designed to help individuals pay for long… read more

There’s a 70% chance that Americans will move to a long-term care facility such as an assisted living facility or nursing home when they turn 65. Despite this report by the U.S Department of Health, most individuals still put off preparing for the high cost of assisted living. According to ALTCP long-term care cost, the… read more

Guest post by Jacqueline Hatch   Types of Senior Living Communities   Independent Living Independent living communities were designed to provide independent seniors with the perks of apartment living coupled with some communal services for convenience, including housekeeping and planned social outings. Security is also provided. Independent living is a great way to develop a… read more