Are you still in limbo whether you should buy long term care insurance before age 50? Better make up your mind now and buy coverage to avoid paying for expensive long term care cost out-of-the-pocket. It’s hard to fathom the financial strain of long term care now, but by looking at the latest cost of care… read more

health care costs

Have you considered health care costs as one of the major retirement expenses you should plan for now? If not, then make sure you’re ready to shell out a considerable chunk of money to cover healthcare and medical expenses. According to Fidelity Investment’s annual retiree health care cost estimate, a 65-year old couple retiring this… read more

When a choice has to be made, most of us would choose to have insurance for our home and car rather than buy long term care coverage. This is because we find it difficult to associate ourselves with old age, of which long term care is commonly linked. However, the odds of acquiring a debilitating… read more