The Complete Guide to Filing Long Term Care Insurance Claims

Long term care insurance helps in securing your future and protecting your family from the exorbitant cost of nursing homes, assisted living facilities and other forms of long term care. But nothing is more important than applying for long term care insurance claims, getting approved and using all your benefits. According to this article by… read more

Baby boomers retiring would face expensive long-term care costs that can wipe out their retirement savings if they don’t plan for these properly. But are they even doing enough to prepare for long-term care? Well, I’m afraid not. According to the recent retirement survey done by Go Banking Rates, 42% of Americans will only have… read more

Have you considered health care costs as one of the major retirement expenses you should plan for now? If not, then make sure you’re ready to shell out a considerable chunk of money to cover healthcare and medical expenses. According to Fidelity Investment’s annual retiree health care cost estimate, a 65-year old couple retiring this… read more

While most of us avoid talking about our demise and looking into effective estate planning tips, it’s impossible to dodge discussing end-of-life-financial from family members. Nobody knows when our time is up, so it’s best to prepare an estate plan before the inevitable happens. However, the importance of having an estate plan isn’t reflected in… read more

Insurance policies are one of the most overlooked financial products today.   Why?   People don’t buy insurance because they think they wouldn’t need it, not now or not in the near future. But without coverage, you could be one accident, disease, house fire or car crash away from succumbing to debt.   You don’t… read more

Spring is officially here, which means it’s time to do some financial spring cleaning. (Yes, this exists.) Aside from continuing the tradition of overhauling your overflowing pantries and closets, you can go beyond cleaning living spaces by fine-tuning your finances. Spring is the perfect time to spruce up your finances since you’re only a few… read more

This retirement for dummies guide will come in very handy during the last 10 years of your career, which is critical in shaping your life after retirement. Your future is in your hands and that’s why you need to focus on crafting the best retirement plan and implementing your strategies. It’s easier said than done… read more

Millions of Baby Boomers are reaching retirement age and the cost of long term care is soaring, you would believe that sales of long term care insurance would be going up as well but they’re not. So why is the number of people buying long term care insurance declining?   Misconceptions About Long Term Care… read more

Current estimates show that 70% of individuals aging 65 and above will need care. Meanwhile, 40% of people between the ages of 18 and 64 will require care of some sort. Given these figures, long term care is a need that can befall many, including you. This must have prompted you to start working on… read more

As a long term care beneficiary, you need to handle your long term care expenses skillfully. The benefits from long term care come at a cost. You have to spend money so you can cope with aging, disability, or chronic illness. By valuing the importance of proper planning you can live with ease and with… read more