Long term care insurance policies have been assisting individuals to pay for their care needs for decades now. Everyone will age and need care when the time comes. And to this day, these policies have been assisting Americans to fund the assistance that they need. However, the price of long term care insurance has been… read more

When a choice has to be made, most of us would choose to have insurance for our home and car rather than buy long term care coverage. This is because we find it difficult to associate ourselves with old age, of which long term care is commonly linked. However, the odds of acquiring a debilitating… read more

Most of us are aware how crucial owning a long term care insurance policy is to have a secured life during retirement. However, we are often discouraged from buying one when we realize how complicated shopping for a policy can become. The expensive premiums, coupled by the number of additional riders offered by insurance companies,… read more

  More than 10 million Americans need long term care services and support. 4 million are children and working-age adults while 6 million are elderly. Having long term care insurance would be bene¬ficial for future needs especially when approaching retirement age. Here are simple steps that could help you prepare and plan early. Here are… read more

Long term care is considered as a pressing need nowadays. Despite the urgency to prepare for this, advisers opt to divert their attention to other components of retirement planning. This is perplexing and at the same time alarming since the number of people who need long term care is growing. According to a study called… read more

Long term care is a pressing need among senior citizen nowadays, which is considered as a big financial blow. However, only a handful of people managed to purchase insurance for long term care.  To make things worse, more than 1/3 of policyholders let their policies lapse and forfeit their benefits.  It is shocking and alarming… read more