10 retirement and long-term care planning tips to beat senior blues

Long-term care and retirement planning are two of the biggest challenges that baby boomers must overcome now. Yet, not many know how to navigate the process successfully.  As 10,000 individuals from this generation retire daily, the country is on the verge of what is being dubbed as the silver tsunami. The questions we now pose… read more

Long-term care planning requires teamwork between the baby boomer planning to retire and the industry expert with all the necessary data. In order to establish a good long-term care plan that will stay comprehensive and reliable even after decades, soon-to-be retirees ought to consult with industry professionals and allow them to guide in planning.  … read more

“How does long term care insurance work?” This is perhaps one of the biggest questions that baby boomers are struggling to answer. On the one hand, these policies provide comprehensive coverage that gives them the peace mind in knowing that their long term care needs are covered. It helps them sleep better knowing that they… read more

Long term care insurance is a big crux in every American Baby Boomer’s mind. Often, the questions range from, “What is it for?” to “Should I get long term care insurance?” And the answers to these questions may vary depending on the people they ask. It is a big challenge, and not many people really… read more

Mother’s day is fast approaching, and it is around this time that children begin searching for the perfect gift for Mom. Although handbags, bouquets of her favorite flowers, and heartfelt notecards always do the trick, consider an unconventional but practical gift that she and Dad will benefit from for years to come. Naturally, we are… read more

Long term care coverage is one of the biggest issues in America today. Because of various factors and unique circumstances, many Americans find themselves ill-equipped to face the costs imposed on care. And despite the prevalence of long term care educational resources and reminders, many individuals still find themselves unable to plan accordingly.   What… read more

Long term care insurance (LTCI) is a hot topic among generations. Is it or is it not a good type of coverage? Well, for the majority of current policyholders, this type of insurance seems to be doing the trick. Studies show that 90% of individuals covered by LTCI are satisfied with the costs, and 89%… read more

Caregiving can strengthen the bonds of relationships within the family. It can bridge gaps and heal decades-long conflicts through the connections that form during the care. However, it can also cause strains within the family. In marriages and relationships, no one really thinks of their partner caring for an aging parent until it starts happening…. read more

We have always associated long term care with the elderly. Nursing homes, assisted living facilities, insurance policies—these do not typically cross the minds of younger generations. However, long term care planning has become a necessity even for the younger generations. Adult children caring for parents are especially in need of this, and yet they still… read more

The sad  truth is this: issues that come with preparing for long term care in the United States do not only affect the individual, it also has devastating effects on their spouses and children. Long term care planning as an individual is difficult, but it becomes especially challenging when you have your family to consider,… read more