Women might be the primary providers of long term care but they are also its primary recipients. It is exactly for this reason why insurance companies decided to increase long term care insurance premiums for policies sold to women. In an article published by The Wall Street Journal, Steve Zabel, Genworth Financial’s senior vice president… read more

Long term care involves a wide range of services for people who need help in performing basic and instrumental activities of daily living (ADL) such as dressing, eating, moving around, toileting and bathing. According to the U.S. Department of Health and Human Services, 7 in 10 of those who survive to the age of 65… read more

Around ten million Americans today are receiving long term care services. This number is expected to increase as our population continues to age. In less than two decades, there will be 70 million people in America aged 65 and older and according to the U.S. Department of Health and Human Services, at least 70% of… read more

You work your fingers to the bone daily, thinking that when retirement comes, it will be time for you to relax and be worry-free. You’ve already envisioned yourself enjoying vacations with your family and friends, starting up a hobby or visiting certain places that aren’t within your budget when you were still working for your… read more