5 Retirement Questions That Highlight the Importance of Long Term Care Insurance

Asking these retirement questions can help you find out if it is really worth it to buy long term care insurance. You will have to learn first all the facts, pros and cons before you think about purchasing a policy. Retirement Questions to Help You Understand Long Term Care Insurance Are you living a healthy… read more

  There is still an ongoing debate regarding the answer to this question, “should I buy long term care insurance even if I can afford care?”   Some would claim that they have more than enough to cover their future long term care needs and therefore they don’t need to get coverage for long term… read more

Money conversations between couples aren’t romantic but these should happen before retirement. Why? Couples fight about money and most often than not, one spouse’s spending becomes the root of the problem.   credit: www.time.com Retirement comes with challenges and most of them are deeply rooted in finances like mortgage, utilities, children’s education, debt, savings and… read more

Are you caring for elderly parents or planning to take on the role? We have you covered by preparing a checklist on how you can properly take care of your elderly parents without jeopardizing your retirement needs and your family’s needs in the process.   It is difficult to see your parents struggle, lose their… read more

Most Americans today are concerned about retirement particularly their retirement expenses. But unlike before Americans are more optimistic about retirement based on the New Generations Ahead Study by Allianz Life.   The study was conducted among 3,000 Americans – 1,000 baby boomers (52-70 years old), 1,000 Gen Xers (37-51 years old) and 1,000 millennials (20-36… read more

Delayed retirement is increasingly becoming popular among baby boomers, and it is primarily because of two reasons:   Longevity and the lack of retirement savings.   As many of you are aware of by now, turning 65 years old opens us to a great deal of uncertainty. Many are living longer lives than they initially… read more

The reality in the United States is this:   Baby boomer retirement is on the verge of a crisis: many are still have no retirement savings, the older ones have run out of money funding their long term care costs, and the younger ones are at a loss of ways to plan effectively.   So,… read more

High health literacy can help baby boomers achieve one of their biggest goals: to thrive while growing older. By being equipped with the necessary information, baby boomers can make strategic decisions and remain in full control of their future. This is why they must prioritize improving health literacy just as much as saving money for… read more

Long term care insurance rates, policy types and coverage, retirement plans, and Social Security benefits—these are just a few of the aspects of boomer retirement Over the years, we have witnessed substantial changes in how older adults choose to retire and grow older. Their behavior in relation to aging and long term care has deviated… read more

Retirement planning in America is quite the feat to achieve. Though not impossible, it can be challenging, stressful, and overwhelming. From saving money to dealing with all kinds of debt, retirement planning is certainly a task that requires a lot of time and thought. In hopes of helping at least one individual experiencing retirement woes,… read more